This type of cover usually provides a lump sum tax free pay-out if you suffer one of the insurance companies listed injuries. These can often include Accidental death, Paralysis, loss of use of a limb, loss of sight, etc. Usually your worst-case scenarios. Some providers may provide payment for fractures, Overnight stays in hospital and even dislocation.
There are a few insures that will provide you with a weekly benefit should you suffer an injury and be unable to work.
The key with this cover is to be fully aware that it only covers Accidents.
All insurance policies come with their own terms and conditions and advice is recommended. Please contact our office or an Advisor and take advantage of our free advice.